EDITORIAL NOTE:
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.
AFFILIATE DISCLOSURE:
Wayfaren is part of an affiliate sales network and receives compensation for sending traffic to partner sites such as Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. We appreciate it when you use our affiliate links as it supports our content at no cost to you!
Best Credit Card Offers- July 2026!
You can easily earn hundreds of thousands of points for travel through the spending you are ALREADY doing via big juicy welcome offers on new cards. (all without negatively impacting our credit score!)
New card welcome offers = the easiest and most massive ROI for travel on your unavoidable expenses
***Thank you so very much for using our links when you apply for a new card– it truly does keep all the free content and resources going!
➡️ If you are brand new, make sure to follow the ROADMAP TO 1MILLION POINTS here!
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Chase Sapphire Preferred® Card
🚨🚨🚨 LAST CHANCE!! Only gets a higher than normal bonus ONCE a year (NOW)!!
→ #1 Travel Rewards card – I always recommend starting here first!
→ Allows you to earn and TRANSFER Chase points (key!)
→ 3X points on dining, online groceries, gas, and Airbnb/VRBO purchases.
→ Built in comprehensive travel insurance!
🔗 In depth on the Sapphire HERE
🔗 Getting massive value on your points – family friendly ideas for Chase points
Ink Business Unlimited® Credit Card
🚨🚨🚨 Never been 100k before!!
This is my #1 next recommended step after you have gotten the Chase Sapphire Preferred® Card!
→ 1.5x cash back on EVERY purchase
→ Move this “cash back” to your to your partner’s Chase Sapphire Preferred® Card or Chase Sapphire Reserve® to become transferrable points for maximum travel opportunity!
→ An opportunity to add 100,000+ points to your Chase stash at no cost and no impact long term to your personal credit score — INSANE!
🔗 You don’t need a large incorporated business or LLC to qualify for business cards- see if you are eligible HERE
Ink Business Cash® Credit Card
🚨🚨🚨 Never been 100k before!!
→ 5x points at office supply stores and on internet, cable and phone services (on the first $25k)
→ Again, marketed as “cash back”, if you move that “cash back” over to your Chase Sapphire Preferred, they can become (VERY) valuable, transferrable, points for travel!
🔗 You don’t need a large incorporated business or LLC to qualify for business cards- see if you are eligible HERE
Sapphire Reserve for Business®
🚨🚨🚨 Limited time HUGE 200k if you have big spend coming up!
→ This is the largest amount of points Chase has EVER offered for ONE welcome offer!
→ Although a high minimum spend and annual fee, if you have the expenses and can use all those credits the first year, this is a FANTASTIC, record breaking opportunity!
Ink Business Preferred® Credit Card
→ New higher 100k offer!
→ You can earn AND transfer Chase points out with this card (key!)
→ Earn 3x on the first $150K spent on shipping, advertising (social media/search engines), internet/cable/phone services, and travel
→ Can combine these points with any other Chase points you have!
🔗 You don’t need a large incorporated business or LLC to qualify for business cards- see if you are eligible HERE
🔗 Getting BIG value out of Chase points- family friendly redemption ideas!
Capital One Spark Cash
New higher offer!
Earn UNLIMITED 2% back on ALL purchases, no limits or category restrictions (such an easy win!)
$0 Annual fee for the first year, then $95/year afterwards
No foreign transaction fees! SO helpful for international travel
Capital One Spark Cash Plus
This card also has UNLIMITED 2% back on ALL purchases, no limits or category restrictions!
No preset spending limit — great for businesses with large spending
5% back on hotels and rental cards booked through Capital One Business Travel
$150 annual fee
American Express® Business Gold Card
Terms Apply,
Rates and Fees
🔥 Holy travel!! Record breaking HIGH on this card!!
→ If you have some upcoming BIG expenses this offer is insane! (looking at YOU taxes)
→ AMEX business cards do NOT have family language (i.e. does not matter the order you get them in)
🔗 You don’t need a large incorporated business or LLC to qualify for business cards- see if you are eligible HERE
The Business Platinum Card® from American Express
Terms Apply,
Rates and Fees
🔥 300,000 points????? Another record breaking HIGH on this card!!
→ If you have some upcoming BIG expenses this offer is insane! (looking at YOU taxes)
→ AMEX business cards do NOT have family language (i.e. does not matter the order you get them in)
🔗 You don’t need a large incorporated business or LLC to qualify for business cards- see if you are eligible HERE
American Express® Gold Card
Terms Apply,
Rates and Fees
→ Top recommended entry point to this bank! Highest ever offer – you can apply + see your offer BEFORE a credit pull!
→ FLEXIBLE points transfer out to airline partners and Hilton for max travel potential
→ The highest multiplier you can get on supermarket/grocery spend!
The World of Hyatt Credit Card
Now up from the previous 60k points offer!
1 free night each year on your card anniversary on a Category 1-4 (even more valuable now with the Hyatt changes earlier this year!)
Includes World of Hyatt Discoverist status
Earn more points on your Hyatt stays booked in cash (up to 9 points per $1 spent!)
→
World of Hyatt Business Credit Card
Also now up from the previous 60k points offer!
Up to $100 in Hyatt statement credits — spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
Includes World of Hyatt Discoverist status for you and up to 5 employees!
Earn more points on your Hyatt stays booked in cash (up to 9 points per $1 spent!)
My Favorite Airline Miles
→ The best way to book American Airlines flights at the LOWEST rates
→ No major bank transfers to this airline, so you want to snag the welcome bonuses when they are elevated!!
ADVERTISER DISCLOSURE:
Wayfaren is part of an affiliate sales network and receives compensation for sending traffic to partner sites such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. We appreciate it when you use our affiliate links as it supports our content at no cost to you!
EDITORIAL NOTE:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.
