If you’ve been around here for any amount of time, you know we earn the bulk of our points for nearly free travel from big juicy welcome offers on new cards. (all without negatively impacting our credit score! In factttttt you’ll probably see your score higher than ever if you dive into reward travel!)

When possible, we DO try to take advantage of elevated offers on cards…because it just means the MOST points in our pocket for the MOST vacations possible.

Thank you so very much for using our links when you apply for a new card (when not using a referral link!)- it truly does keep all the free content and resources going!

>> And if you’re new and still navigating the basics of how to leverage your everyday spending for crazy cheap vacations with points and miles, make sure to download my free 30 page Points 101 Guide HERE! Or if face-to-face, visual learning is more your style- watch my free Masterclass!

Chase Sapphire Preferred® Card

#1 Travel Reward Card

Best way to start your points and miles journey HANDS DOWN. Whether you want to dive head first into reward travel and want to take the BEST first step or you only have interest in have one powerhouse card in your wallet….the Chase Sapphire is IT.

• The value in this card lies in it’s incredibly varied and valuable transfer partners (looking at your Hyatt).
• You can get SO much value out of Chase points (like when we stayed at a $2,500/night all inclusive for literally $0!)
• Built in robust travel and car rental insurance
• 3x points on online groceries and restaurants
• Access to Chase Travel^SM where your points are worth 1.25x more.

This card is always the most widely recommend travel rewards card to have in your wallet and the #1 place I recommend starting your nearly free travel journey with!

💳 Learn how to apply for the Chase Sapphire Preferred® Card HERE!

Chase Ink Business Cards

Business credit card (especialllyyyyy the Chase Ink cards) = the secret sauce of reward travel and tons of discounted vacations for your family!

Remember nearly anyyyonneeee can be eligible for business credit cards (I answer ALL your FAQs about business cards in this post!)

• NO side hustle is too small- even something like selling your kids’ old clothes at a resale shop qualifies you to apply for business credit cards as a sole proprietor without an EIN or LLC! (read: the secret sauce of reward travel).

The no annual fee versions don’t allow you to transfer points to travel partners ALONE, however if you have any Chase card that earns you transferrable miles (i.e. the Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card). This “cash back” can be turned into incredibly valuable POINTS that can be transferred to airline or hotel partners.

SO 75,000 points for NO annual fee. Yes, you read that right…essentially just a free 75k+ points for some crazy discounted travel for you.

The combination of the Chase Ink Unlimited + personal Chase Sapphire Preferred is a lucrative and valuable place to start your nearly free travel journey!

Capital One Venture X Rewards Credit Card

If I could only have 2 cards forever, it would without question be the Chase Sapphire and the Capital One Venture X). This card is worth its weight in GOLD, and will always, always be on the Best Offers page round up.

For me, the two game changing features of this card…

• 2x points on EVERY purchase (this makes it a great no brainer card to use on those catch all expenses)
• Secondly, this card comes with free unlimited lounge access for your ENTIRE family.

The Venture X gives you access to over 1,300+ lounges worldwide (all Capital One, Priority Pass, and Plaza Premium lounges). Every card holder AND authorized user get free access to these lounges anddddd get to bring in two free guests (UNREAL value!)

So like I said the Venture X is another “will always be on the Best Offers page round up” and will alwaysssss be in my wallet kind of card.

💳 Learn how to apply for the Capital One Venture X Rewards Credit Card HERE!

Capital One Venture Rewards Credit Card

🚨 Current limited time offer a minimum of $1,000 in free travel!! If the steeper annual fee on that Venture X card intimidates you (I GET IT)…this card is your next best option. 🙂

The regular Capital One Venture card has a lower $95 annual fee (but also none of those extra annual perks and credits the Venture X provides – see the full side by side comparison HERE!) and still the immensely valuable 2x points on EVERY PURCHASE.

• Fantastic next step if you already have the Chase Sapphire Preferred and have maxed out the Chase Ink business offers
• Capital One miles are a game changer when it comes to saving on airfare, because the airline transfer partners of Capital One are top knotch.
• The ability to reimburse yourself for those harder to save on travel expenses (lookin’ at your Airbnb) with Capital One miles is a handy redemption

This is easily the most lucrative offer to earn FLEXIBLE points right now!

💳  Learn how to apply for the Capital One Venture Rewards Card HERE!

Capital One Spark Cash Plus

🚨 HUGE Limited time offer!

The Capital One Spark card earns $2,000 cash back after you spend $30,000 in the first 3 months from account opening. YES that is a STEEP minimum spend.

However, if you are a business that already has high operating expenses OR you happen to have some XL sized purchases coming up (i.e. maybe home renovations or a large investment), this offer is a CANNOT MISS opportunity.

• If you have a Venture miles earning card (like the Capital One Venture Rewards Credit Card or Venture X), that $2,000 in cash back can turn into 200,000 miles for travel – holy vacation!

• Once you meet the minimum spend on this card you will have 260,000 points for travel in your Capital One wallet! That’s enough for SIX round trip tickets to Europe or even 2 round trip lie flat business class seats to Europe with points to spare!

💳 Learn more about how to apply for the Capital One Spark Cash Plus HERE!

Chase Freedom Unlimited®

🚨 New limited time elevated offer to earn 25,000 of the best of the best points for travel!

Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening  

• NO annual fee and a low minimum spend!
• This card is marketed as a cash back card, but actually earns Ultimate Rewards® points ($250 = 25,000 bonus points). 
• Fantastic simply everyday earning card puts valuable Chase points in your pocket that can be moved to your Chase Sapphire care
• A great offer if you aren’t quite eligible for premium cards just yet

💳 Learn more about how to apply for the Chase Freedom Unlimited® HERE!

IHG One Rewards Premier Business Credit Card

🚨 200k points for dreamy hotel stays that doesn’t reflect on your personal credit long term?! YES PLEASE.

For a limited time, with the IHG One Rewards Premier Business Credit Card you can earn up to 200k IHG points! Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.

• Crazy low $99 annual fee
• 4th night free on award bookings for card holders
• 40k Free Night Certificate annually!

💳  Snag this limited time 200k IHG One Rewards Premier Business Credit Card offer and see the full post with bucket list hotel ideas HERE!

Alaska Airlines Visa® credit card

🚨 Another great limited time elevated offer right now (70,000 Alaska Airlines miles!), if you already have snagged all the above super valuable flexible point cards!

Alaska Airlines miles are supppperrrr valuable for American Airlines flights or AA partner flights. If you live in an AA hub, this would be a logical next step to get some points in your wallet would allow you to book AA/AA Partner flights at rock bottom rates!

United℠ Business Card

🚨 Limited time offer! Earn 100,000 bonus miles after you spend $5,000 on purchases in your first 3 months from account opening.

If you live in a United hub, this is a solid next move as it will always be valuable to have United miles on hand.

💳 Learn how to apply for the 100k United℠ Business Card HERE!

The Hilton Credit Cards

🚨 If you have been eyeing a specific Hilton property (we have had SUCH dreamy stays at the Waldorf Astoria Monarch Beach and Waldorf Astoria Los Cabos Pedegral), these offers are higher than normal!

I only recommend going for the Hilton cards when they offer a Free Night Certificate, so now is the time!

Hilton Honors American Express Card (NO annual fee!)

• Earn 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership.

Hilton Honors American Express Surpass® Card

• Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership.

These offers end 4/29/2025!

Marriott Bonvoy Credit Cards

🚨 It’s the season of elevated offers on co-branded credit cards! This is about as high as these cards get, so if you have a specific stay in mind (lookin’ at you St.Regis Bora Bora)- JUMP!

Marriott Bonvoy Bevy™ American Express® Card

• Earn 155,000 Marriott Bonvoy points after spending $5,000 in the first six months from account opening.

Marriott Bonvoy Brilliant® American Express® Card

• Earn 185,000 Marriott Bonvoy points after spending $6,000 in the first six months from account opening.

Marriott Bonvoy Business® American Express® Card

• Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $6,000 in the first six months from account opening.

Powerhouse welcome offers like these really are the easiest and best way to rack up a TON of points for nearly free travel…with the smallest amount of effort (KEY for families!)

Again, thank you so very much for your support in using our links when you sign up for a new card!