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I am allllll about working smarter not harder…if I can put free travel back in my pocket via things I am already going to spend or do anyway?! SIGN ME UP.
We are consistently earning 6x FLEXIBLE travel points on our groceries every week…
The KEY to this strategy is just one extra step and a KEY powerhouse card in your wallet – let me show you exactly HOW!
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1. Get the best card!
➡️ The American Express® Gold Cardhas theHIGHEST multiplier on supermarkets possible — 4 points per dollar at U.S. supermarkets !
I love this card for SO many reasons but I call it a powerhouse card for a reason.
DOUBLE DIP! 4x American Express Membership Rewards® Points on U.S. supermarkets (up to $50,000 per calendar year, then 1x thereafter) AND will be the card you link to Rakuten!
This bank does enforce “family language,” meaning you cannot earn a welcome bonus on a card in a teir lower than the one you already earned- so this option is usually my recommended entry point to this bank!
💳 Learn how to apply for the American Express® Gold Card(🚨🚨 Apply and find out your welcome offer. Earn as high as 100,000 Membership Rewards® points after you spend $6,000 in purchases on your new Card within the first 6 months of Card Membership)
2. Connect powerhouse card to Rakuten
➡️ Rakuten is an amazinnggg tool to get more points in your pocket without opening any new cards!
Opt to to earn American Express Membership Rewards® Points, rather than cash back (FAR more valuable). I highly recommend having an American Express Membership Rewards®earning card in your wallet for this Rakuten earning power alone!
My favorites are the American Express® Gold Card and the American Express® Business Gold Card.
The Membership Rewards® Points you earn via Rakuten will be deposited into your Ameircan Express account quarterly
3. Leverage Instacart
➡️ Place your grocery order on INSTACART through Rakuten – this is part that really ups your earning!
Instacart codes as “supermarket” so you earn 4x American Express Membership Rewards® Points on those grocery purchases, EVEN if it’s Target or Costco
General stores like Target, Walmart, Costco, Sams etc never code as supermarkets themselves- this is why I loveeee placing all our grocery orders via Instacart (not to mention the HOURS it saves me)
Instacart pretty regularly offers 2x points back on Rakuten…BOOM 6x points in all!
***Pro tip! Again SMARTER NOT HARDER- Install the Rakuten browser extension so you are prompted to activate your Rakuten extra earnings every time you visit the Instacart website!
4. Watch the points roll in!
I loveeeee this strategy for one of our largest recurring expenses week over week. Let’s recap!
Make sure to have this American Express® Gold Card
Connect this card to Rakuten to earn American Express Membership Rewards® Points instead of cash back
Go to Rakuten (or make sure the browser extension is installed)
Click Instacart and place a U.S. supermarket order via Instacart
Make sure THE American Express® Gold Card is ALSO your payment option for Instacart
Watch the 6x points roll in for allllll that grocery $$ you’re going to spend anyway!
4x points on groceries this year PLUS the additional 2x points via Rakuten!
It’s only halfway through the year, and we have earned probably just under 50,000 of these flexible points via the food we have to buy monthly anyway!! That’s a whole welcome bonus- 2 flights to Europe, maybe 3 flights to Hawaii, or 1 business class flight!
Amazingggg time to snag this keep FOREVER card – thank you for using my links! 🙏🏽🎉
💳 Learn how to apply for the American Express® Gold Card(🚨🚨 Apply and find out your welcome offer. Earn as high as 100,000 Membership Rewards® points after you spend $6,000 in purchases on your new Card within the first 6 months of Card Membership)
Wayfaren is part of an affiliate sales network and receives compensation for sending traffic to partner sites such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. We appreciate it when you use our affiliate links as it supports our content at no cost to you!
EDITORIAL NOTE:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.