Okayyyy friends, let’s talk about what amazing travel is actually possible with 100k Chase points! 💳

Learning how to actually maximize your credit card points (and have the RIGHT kind of points in your pocket!) is the KEY to go from barely one trip a year >>> to multiple bucket list trips (on repeat!)

Chase points are hands down some of the THE MOST valuable points in travel to have in your wallet.

…And one of the cards that earns them is your #1 travel rewards card, the Chase Sapphire Preferred® Card

If you’re new to all of this, my FREE Masterclass is a must-watch, if you’re ready to never pay full price for a vacation again!

Here’s the shift that changes everything. If you can…

❌ STOP cashing your points out for gift cards

❌ STOP using your points in your credit card travel portal

❌ STOP trading them for a cash-back statement credit

and insteaddddd

✔️ START transferring your points OUT to valuable transfer partners of your card, you are easily going to double or triple your family’s ability to travel (for nearly free at that!! 🙌)

So let’s say you’re sitting on 100k Chase points (SO easy to do with THIS #1 card or THIS stash building card if you already have the #1 favorite!)…I rounded up some of my very favorite ways to turn those 100k points into family trips your whole crew will be excited about!

Let’s dive in!!

You’ll spot a trend fast. When we can, we LOVE transferring our Chase points to Hyatt 🏨

Chase is the only major bank with Hyatt as a transfer partner, and your points (usualllyyy) stretch further booking directly with Hyatt on points than with any other hotel chain. Mom-to-mom, beginner-friendly, zero jargon. Let’s go 👇

One heads-up before you transfer to Hyatt

There’s one change worth knowing about. Starting June 15th, 2026, brand new Chase Sapphire Preferred® cardholders transfer Chase points to Hyatt at 4:3 instead of 1:1. So every 4 Chase points becomes 3 Hyatt points, about 25% fewer. If you already had your Preferred before June 15th, you keep that 1:1 rate all the way through October 1st, 2026.

Here’s the part that saves you 🔓 the Chase Sapphire Reserve® still transfers to Hyatt at the full 1:1, with no changes announced. And Chase points pool across your own cards, so you can scoot your points from your Preferred over into your Reserve account and transfer to Hyatt at 1:1 from there.

So if you’ve been eyeing the Preferred, the welcome offer right now is elevated and it’s a GREAT time to grab it. Then down the road you add the Sapphire Reserve, keep your 1:1 Hyatt transfers, and route your points through the Reserve (you’re even allowed to hold the Preferred AND still earn the Reserve welcome bonus now!).

Current best ways to earn Chase points

• If you don’t have the #1 Travel Rewards card, that is always, always step 1
  • 💳 Learn how to apply for the Chase Sapphire Preferred® Card HERE

• I always recommend the $0 annual fee business cards next to help build your Chase points stockpile for no cost
  • 💳 Learn how to apply for the Ink Business Unlimited® Credit Card HERE

• The new and refreshed version of this premium card is a smart move once you do the math!
  • 💳 Learn how to apply for the Chase Sapphire Reserve® HERE

• If you have some massive expenses coming up, I wouldn’t miss this brand new offer!
  • 💳 Learn how to apply for the Sapphire Reserve for Business℠ HERE

A Theme Park Trip the Kids Will Never Forget

The best family Hyatts sit a short walk or shuttle from the gates, for a fraction of the on-property rate on points.

For Disneyland, the Hyatt House at Anaheim Resort/Convention Center fits a bigger crew (Category 4, 12,000 to 25,000 points).

For Universal, the Hyatt Place across from Universal Orlando Resort is a Category 3 at just 8,000 to 20,000 points, with a free shuttle and breakfast.

And for Disney World, the Hyatt Regency Grand Cypress is a Category 5 splurge worth it (15,000 to 35,000 points) with a lagoon pool and a Disney shuttle.

Same rope-drop mornings, your points doing the heavy lifting 🙌

A Mountain Town Escape

You don’t need a fancy ski-in, ski-out resort for a snow trip the kids will remember, just stay a few minutes from the lifts and keep your points in your pocket.

The Hyatt Centric Downtown Denver is your launch pad for Rocky Mountain day trips, and it got CHEAPER in the May shuffle, down to a Category 3 at 8,000 to 20,000 points.

Up in Utah, the Hyatt Place Park City is a Category 4 (12,000 to 25,000 points), minutes from Park City Mountain Resort with a heated pool and on-site ski rentals. There is also a free shuttle throughout Park City, making it even easier to visit the resorts and the iconic Main Street!

Both put you right by the mountain for a sliver of the resort rates. ⛷️

A Red Rock National Parks Road Trip

A national parks road trip out west is the kind of thing your kids talk about for YEARS, and the gateway-town hotels are always the catch since cash rates climb FAST in peak season.

Good thing there are Hyatts right at the park gates, all running Category 4 to 5 (12,000 to 35,000 points).

The Hyatt Place Moab puts you five miles from Arches and close to Canyonlands. TWO National Parks from ONE basecamp! Standard rooms include a two queen + sofa bed, sleeping a family of SIX!

The Hyatt Vacation Club at Piñon Pointe in Sedona is the best value of the bunch as a Category 4. Enjoy multiple family friendly activities daily at the Clubhouse, and a stunning red rocks view from the pool. 🏜️

Heads up: Standard rooms at the Hyatt in Sedona are smaller (a studio with one queen + sofa bed). For a larger family, it may work best to book two studios and ask to have connecting rooms.

And the Hyatt Place Springdale sits a mile from Zion’s entrance, right by a free shuttle stop! Soooo much easier to not have to find parking in town. (Zion National Park consistently ranks as the #2 or #3 most busy national park in the US!)

Wherever you choose, you’ve got a getaway in the Southwest for a sliver of what those gateway-town cash rates would run you.🤩

Mostly for the Pools

Nothing lights up a kid like a hotel with an EPIC pool, and these three make you the family hero for the year.

The Hyatt Regency Mission Bay in San Diego is the best value (Category 4, 12,000 to 25,000 points) with three pools and three slides.

The Hyatt Regency Hill Country near San Antonio is built around a water park with a lazy river (Category 5, 15,000 to 35,000 points).

And if the pool IS the whole trip, the Hyatt Regency Coconut Point in Florida is the splurge (Category 6, 20,000 to 40,000 points) with three acres of water park.

And huge plus, Hyatt waives the resort fees when you book on points! ☀️

Fall Break in Hawaii

Hawaiiiiii! 🌺

Hawaii is notorious for being crazy expensive, so this is exactly where 100k Chase points transferred to Hyatt earns its keep.

Your points go the FURTHEST at the Hyatt Place Waikiki Beach on Oahu, a Category 4 at 12,000 to 25,000 points.

And for a true beachfront resort, the Hyatt Regency Maui Resort and Spa on Kaanapali is worth the splurge, a Category 6 (20,000 to 40,000 points) with a lava-tube water slide and penguins on the grounds.

THIS is the Hawaii in your head 🌴

And hotels aren’t the only Hawaii magic your Chase points can pull off ✈️ I love saving our points for Hyatt stays, but flights to Hawaii are just as worth it. Transfer your Chase points to British Airways Avios, scoot those Avios over to Finnair Plus, and you can book American Airlines flights to Hawaii from anywhere in the US (yep, even the East Coast, even with a connection) for just 15,000 Avios each way plus about $5.60 in taxes. That is nearly 7 one-way flights to Hawaii out of your 100k 🤯

This one is a little more advanced, so here’s the move. You can’t book it on Finnair’s site, so find American saver availability on AA.com first, then call Finnair to lock it in. Worth the extra few minutes. My full step-by-step is right here.

A Simple Stateside Beach Trip

In some seasons with little kids, you just want a low-key getaway close to home. Florida is made for that.

Our top pick is the Hyatt Regency Clearwater Beach Resort & Spa, a Category 6 (20,000 to 40,000 points) right on the sugar-sand Gulf beach, named the best resort in Florida in the 2025 Condé Nast Traveler Readers’ Choice Awards.

Big families, take note: the standard two-queen room has a full kitchen and a sleeper sectional, so it sleeps up to SIX in one room.

I have heard amazing things about ALL three of these properties from clients! 🏖️

A Golden State Vacay

We never tire of California, and the Monterey area is one of our favorites with kids, the aquarium, tide pools, and a day in Carmel-by-the-Sea.

The Hyatt Regency Monterey Hotel & Spa is the family pick, a Category 5 (15,000 to 35,000 points) with two pools and firepits, about ten minutes from the aquarium.

If you’d rather splurge on the scenery, the Hyatt Carmel Highlands sits right on Highway 1 with knockout ocean views (Category 7, with townhouse-style rooms, so check the layout for your crew).

You’ll want a car either way.

A Long Weekend in Mexico

We cannot get enough of Mexico! Super accessible, affordable flights, beachy, and tons of hotels bookable on points.

The Ziva all-inclusives are the most family-friendly of the bunch, and the Hyatt Ziva Puerto Vallarta still has points rates at 25,000 to 35,000 points a night!

And for something a little different, we LOVED San Miguel de Allende, a city brimmminggg with culture and super walkable (bring a baby carrier instead of a stroller for those big cobblestones!).

The Numu Boutique Hotel, part of the Unbound Collection by Hyatt, sits in the historic center and runs about 21,000 to 29,000 points a night (Category 6). 💛

European Christmas Markets

Bucket list!! 🎄 This is the kind of trip that feels out of reach until you learn the points game.

If you’re still getting the hang of it, start with my Points 201 guide. Transfer those 100k Chase points to Hyatt and a European Christmas market trip gets sooo much more doable.

A few favorites to anchor a trip 👇

Lindner Hotel Prague Castle, in Prague’s historic center (Category 2 at 6,000 to 15,000 points).

Hyatt Regency Vienna, steps from Belvedere Palace (Category 3 at 8,000 to 20,000 points, the old Andaz Vienna Am Belvedere).

Hyatt Regency Cologne, on the Rhine (Category 4 at 12,000 to 25,000 points).

Just plan for Europe’s occupancy rules, usually two to a room, so you’ll likely need two rooms. Even so, on points it’s a steal for a holiday trip to Europe.

Japan if You’re Feeling Really Adventurous

Two easy wins in Japan right now.

Hyatt Regency Tokyo Bay is a Category 4 (12,000 to 25,000 points), parked right by Tokyo Disneyland.

And Hyatt Place Kyoto sits by a subway stop, walkable to the Imperial Palace, at Category 3 (8,000 to 20,000 points).

Flights to Europe!

A bit of an outlier in this list, but such a good use of Chase points. So many families count Europe out based on the flight cost alone, and that math just isn’t true anymore. ✈️

A few of our favorite ways over:

→ Virgin Atlantic for flights to London as low as 6,000 points one-way from the East Coast (I’d fly home from a different city to dodge the high UK departure taxes) → Air France/KLM Flying Blue, routing through Paris or Amsterdam, where saver economy seats run around 25,000 points one-way, and kids ages 2 to 12 get 25% off their award ticket → Iberia, usually through Madrid, with off-peak economy seats sometimes as low as 17,000 points one-way

Point being, your 100k could cover a big chunk of the flights for the whole family, for a fraction of the cash price.

Domestic Flights to Anywhere

Using your Chase points for close-to-free domestic flights is always a good idea. Who you transfer to depends on your home airport and where you’re headed, but some of the most useful partners for domestic flights are:

• →→→JetBlue
• Southwest
• United
• Air Canada
• British Airways and Finnair (for those American and Alaska sweet spots)

Out-of-pocket taxes on domestic flights are just $5.60 one-way or $11.20 round-trip, so the value is hard to beat. If finding the lowest-rate award flights still feels like a lot, my Points 201 guide walks you through it.

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Truly Chase points are the golden points in travel you can NEVER have enough of!

This is the card that gets your family taking bucket-list vacations for nearly free!