This is my #1 next recommended step after you have done player 1/player strategy with the Chase Sapphire Preferred® Card!

💳 Learn how to apply for the Chase Ink Business Unlimited® Credit Card HERE!

These cards are marketed as cash back cards, but if you have the Chase Sapphire Preferred® Card you can convert that “cash back” into way more valuable transferrable miles!

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What’s the offer?

The Ink Business Unlimited® Credit Card is SUCH a valuable offer if you are interested in racking up a ton of the MOST valuable points for (LITERALLY) free.

The Ink Unlimited is in the family of Chase Ink business cards that includes the:

• Ink Business Cash® Credit Card ($0 annual fee)
• Ink Business Unlimited® Credit Card ($0 annual fee)
• Ink Business Preferred® Credit Card ($95 annual fee)

(Referral Link. All information about the Ink Business Preferred® Credit Card has been collected independently by Wayfaren. The Ink Business Preferred® Credit Card is no longer available through Wayfaren.)

You can hold all THREE of these cards in the Ink family, but I recommend starting with the Unlimited or Cash!

This card is always my #2 recommendation after you have the Sapphire in hand – because it’s a zero cost way to continue to build up that Chase points stash…the most valuable points for travel.

***If you are already thinking well waiiitttt a second, I don’t have a business. NOT SO FAST...

>>> Stay tuned because you’re likely sitting on a GOLDMINE of points for travel and eligible for a business cards and don’t even realize!

But I don’t have an official LLC or EIN?

Truly, if I could get you to understand ANYTHING about points and miles (other than the sheer game changing power of TRANSFERRING those points!) it would be this-

**Business cards are the most POWERFUL tool to have in your pocket when it comes to saving on travel. And MOST PEOPLE are eligible for business cards, despite what you may initially think!

➡️ ARE YOU ELIGIBLE? Click HERE! (…spoiler alert, you probably are)

• Business card welcome bonuses many times offer a VERY large load of points, for lower annual fees

• Once you are approved, business cards do not impact your personal credit long term

• Business cards provide a secret back door of sorts to earn hundreds of thousands of points regularly without opening dozens of personal cards

Do you need a business to open a business credit card? YES.

Howeverrrrr, you probably have a business that qualifies without even knowing it! ANY means you make money outside of a W-2 qualifies you for business cards!

• Selling a few things on FB Marketplace annually
• Making some cash from dropping off your kids’ old clothes to a resale shop
• Take on 1-2 freelance clients through the year
• Photography on the side
• MLM work or Network Marketing
• Consulting
• Tutoring
• Owning rental property
• Selling items on Etsy or Poshmark

Literally NO side hustle is too small! (I have many students that have been approved with reporting as little as $100 annually)

Obviously, you can also qualify for business through the more “traditional” LLCs and more official structures, but most people don’t even realize you can apply for business cards as a sole proprietor.

>>> Can you see ALL THE TRAVEL POTENTIAL!?

How to apply

We have been leveraging business cards for so SO much nearly free travel the past few years – and YOU can too!

If you do not have an official LLC or EIN, you can apply as a sole proprietor.

The important part is to always just be HONEST– don’t inflate any numbers in the hopes of increased odds of approval!

💳 Learn how to apply for the Chase Ink Business Unlimited® Credit Card HERE!

🚨I created a free PDF for you here that walks you through line by line how to apply for a business card as a sole proprietor!

So why the Chase Ink Business Unlimited® Credit Card ?

Aside from the VERY juicy (very $0) welcome offer for some crazy discounted travel, other notable perks are:

• 1.5x cash back on EVERY purchase

• Chase allowing you to combine points with ANYONE in your household, with ANY card (i.e. you can move this “cash back” to your, or your partner’s, Chase Sapphire Preferred® Card to become transferrable points for maximum travel opportunity)

• An opportunity to add 75,000+ points to your Chase stash at no cost and no impact long term to your personal credit score

• Very generous APR for the first 12 months!

Some other valuable perks include rental car insurance, purchase protection, and extended warranty protection!

However, the Ink family of cards are primarily what I call “stash” building cards, not necessarily “forever keeper” cards 🙂

The Chase Ink Unlimited does not provide you the ability to transfer points out to airline and hotel partners ALONE.

However, if you hold a Chase card like the personal Chase Sapphire Preferred® Card, you can move those points over to one of those transferrable points cards and get SO much more value out of them.

So it goes like this…

1. Snag the Chase Unlimited card and earn the bonus cash back after meeting the minimum spend.
2. Use your normal everyday spending to earn that big juicy welcome bonus for travel
3. Transfer those points over to your “home base” Sapphire Preferred card as I like to call it
4. Finally transfer those points out to an airline or hotel partner for OUTSIZED travel value!!

**NOTE: If you do not have a “homebase” Chase card that allows you to transfer points to airline and hotel partners yet, don’t fret! It does NOT matter the order you get these cards in! So you can say snag the no annual fee Unlimited card FIRST during an elevated offer, and THEN get the say Sapphire after!

What can I use these points for?

At a very minimum you can use those points in Chase Travel^SM for a 1:1 exchange on your points for travel. So if you had say snagged a 75,000 point offer on the Chase Unlimited card, at a MINIMUM, you could use that 75,000 points for $750 in free travel.

(YES, an basically FREE $750! Like I said, total no brainer!)

Howeverrrrr, because we’re friends, you know that will NOT get you the very most value out of those points!!

For example, instead of needing 160,000+ points for ONE night at the uber luxe Park Hyatt Paris ($1,600+ cash cost!) in the portal…insteaddddd you can transfer those points to Hyatt and book that EXACT same room, for those EXACT same dates at 40,000 points and $0 a night.

You could also use those points to Europe for your family! Instead of needing 100,000+ points per person (even more during peak summer!) in the portal for tickets to Europe and back, you can transfer those points to Air France and instead book those exact same tickets for around 50,000 points and $100-230 in taxes each!!

Literally doubling and TRIPLING the travel possible for your family. (More on this in my FREE Masterclass here!)

• Chase points are SO valuable for Hyatt stays and you can just get SO much darn travel out of them by transferring them to Hyatt.

• Chase is the only bank that offers Hyatt as a transfer partner, so these points are GOLD for saving on hotel stays (whether it be a slew of nights at lower tier properties or splurging on just a few nights at a 5 star resort)

This is why the points earned from the Chase Unlimited card are a wildly priceless (literally) opportunity to save on travel!

What if I already have a Chase Ink Card?

• You can actually hold ALL THREE of the Ink cards in this family. So if you already have the Cash card, you can also get the Unlimited and Preferred…and all the other which ways. 🙂

• EVEN BETTER (I know, it just keeps getting sweeter and sweeter), each and every EIN and Social Security number can hold all three versions of this card.

**Data points as showing as of late your odds of approval are highest if you only have 2 or less business cards open with Chase, so after a year consider closing a business card before applying.

Ok and lastly even BETTER (I know, you thought I was done)…

• You can earn the welcome offer on these cards every 24 months!! So you can earn the welcome bonus AGAIN, 24 months after the time you got the bonus last time! WILD.

💳 Learn how to apply for the Chase Ink Business Unlimited® Credit Card HERE!

Frequently Asked Questions

➡️ What if I already have other Chase Ink cards?

You can hold all 3 versions of the Ink cards at the same time for the same business!

➡️ Will this count against my 5/24 status?

No! You do need a 5/24 slot OPEN to be approved for Chase business cards, but it does not TAKE UP a 5/24 slot.

➡️ I just opened the Sapphire a few weeks ago – can I still get this card?

Chase will approve you for up to 2 cards every 30 days. Ideally, I like to space applications by 90 days (whether personal or business), but with very juicy elevated offers you can for sure make an exception for that. I do recommend waiting 30 days between applications at a minimum if you can.

➡️ But it says this card earns cash back? What am I missing?

The no annual fee Ink cards are marketed as “cash back” cards. However, if you have a transferrable points Chase card (like the #1 Chase Sapphire Preferred!) – you can move that “cash back” over to be transferrable points for travel!

➡️ How do I turn the “cash back” into points?

You might see your Ink card and Sapphire card automatically linked in the back end of your account under “Combine Points” – if not, just give Chase a quick call and they can do it over the phone for you!

➡️ If I already have this card, how soon can I get it again??

You can earn the welcome bonus on these cards every 24months from the last time you earned the bonus!

➡️ But I don’t have that many expenses for my “business”…

It is NOT illegal to use personal expenses to meet a minimum spend on a business credit card. Banks are required to have you agree to only use the card for “business expenses” due to the CARD Act.

What IS illegal, is using personal purchases as a write off on business taxes. DON’T do that- always consult your accountant 🙂

Learning how to responsibly accumulate credit card points using the spending you were ALREADY doing anyway….and then maximize those points for the MOST travel possible will get your family on more bucket list vacations than you ever thought possible!

If you are interested in learning more, make sure to watch my free Masterclass!! In there, I go over our exact formula for taking 3-5 dream vacations a year for NEARLY FREE!

💳 Learn how to apply for the Chase Ink Business Unlimited® Credit Card HERE!