If you’ve been around for any amount of time, you know that business cards are one of the #1 easiest and most lucrative ways you can rack up hugeeee amount of points for travel —

…all without impacting your personal credit long term!

The two no annual fee Chase Ink Business cards are GOLD for earning affordable travel!

• Ink Business Unlimited® Credit Card
• Ink Business Cash® Credit Card

SIDE X SIDE Showdown- let’s go!

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No Annual Fee Ink Cards: Shared Benefits

Both the Ink Business Unlimited® Credit Card and Ink Business Cash® Credit Card have a $0 annual fee – this is one of the most appealing parts of these cards!

BOTH CARDS:

• ➡️ Very generous welcome bonuses ($750-$900 in bonus cash back if elevated!)

• ➡️ Marketed as “cash back” cards but if you have a transferrable points Chase card, like the Chase Sapphire Preferred® Card, you can turn that “cash back” into transferrable points for travel! (FAR more valuable)

• ➡️ Other added card perks! :
  • Purchase protection
  • Primary car rental coverage
  • Extended warranty protection

• ➡️ 5/24 status with Chase is safe, both cards do NOT count against your 5/24

• ➡️ Require you to have a business to apply for these cards…HOWEVER, you are likely eligible for business cards and don’t even realize it!
  • So many people are sitting on a GOLDMINE of travel earning opportunity via biz cards — it is much easier to be eligible than you think!
  • Are you Eligible? Click HERE!

**You can hold BOTH the Ink Cash and Ink Unlimited at the same time!

Ink Business Unlimited® Credit Card

Truly the difference between these two no annual fee cards lies soley in the earning categories of each card!

The Unlimited card has a much simpler structure (which is why I typically recommend STARTING with this card of the two!)

• 1.5% unlimited cash back on ALL purchases
• 5% total cash back on Lyft rides (through Sept. 30, 2027)

See HERE, for an even more in depth breakdown on this card!

Ink Business Cash® Credit Card

The Cash card has more layered earning categories, which has the potential for big multipliers on your purchases- if it makes sense for you and your family’s spending.

• 5% cash back at office supply stores
• 5% cash back on internet, cable and phone services (on the first $25,000 spent in combined purchases each account anniversary year)
• 2% cash back at gas stations and restaurants (on the first $25,000 spent in combined purchases each account anniversary year)
• 1% cash back on all other purchases

Again, although both the Cash and Unlimited are marketed as “cash back” cards, if you move that “cash back” over to your Chase Sapphire Preferred, they can become (VERY) valuable, transferrable, points for travel!

Bottom Line

These cards are the crown jewel of earning affordable travel for the LOWEST out of pocket cost. One of these cards is always my recommend step #2 (after the #1 Chase Sapphire!) when you are first starting in your reward travel journey

(Don’t miss my Beginner’s Blueprint to 1 MILLION points for travel HERE!)

..so if you can snag these during a limited time elevated offer- RUN!

💳 Learn how to apply for the Ink Business Unlimited® Credit Card

💳 Learn how to apply for the Ink Business Cash® Credit Card