Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.
AFFILIATE DISCLOSURE:
Wayfaren is part of an affiliate sales network and receives compensation for sending traffic to partner sites such as Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. We appreciate it when you use our affiliate links as it supports our content at no cost to you!
Hi Im Abby
Your ‘always finding the best deal’ friend!
This guide will teach you all about loyalty points and how to score epic vacations for next to nothing.
Now with an up to $100 Hotel Credit! (annual fee COVERED)
3x on dining, online groceries (Walmart, Target, and wholesale clubs are excluded), gas, AND Airbnb/VRBO purchases
*Note that on this card, Hyatt points transfer 4:3 instead of 1:1. So for example, 40,000 Chase Points = 30,000 Hyatt Points. However, with the elevated offer, and the once in a lifetime language, the time to get this card is NOW!
Marketed as a “cash back” card, BUT if you have a transferrable points Chase card you can move that “cash back” over to become wayyyyy more valuable transferrable points
⭐ This is my top pick, because the 1.5x “cash back” on all purchases, put the MOST travel in your pocket in the end
Always my step #2 recommendation to build your Chase stash after you’ve gotten the Chase Sapphire Preferred® Card
100k on this $0 fee card is RECORD-BREAKING! (in the past only 90k when elevated)
Marketed as a “cash back” card but if you have a transferrable points Chase card, you can move that “cash back” over to become wayyyyy more valuable transferrable points
5% at office supply stores + on internet, cable & phone services and 2% on dining & at gas stations (on the first $25k combined each anniversary year), then 1%
1% on everything else!
My move: lean into those 5% and 2% buckets early in the year, and then let the rest run in the background
Again, this card has historically elevated to 90k only once a year, so this 100k offer is HUGE!
The Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or Sapphire Reserve for Business℠ will allow you to turn these earnings into flexible POINTS
**NOTE: Chase now says you “may not be eligible” to hold and earn the bonus on BOTH no annual fee cards. If going for a bonus again or trying to say get the Unlimited when you have the Cash (and visa versa), data points show LLCs + EIN applications have higher approval odds.
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
**Remember on all Chase business cards, you can ONLY earn referral points for a brand new Chase business customer. So if not using a referral link, I am so very grateful when you use my links to sign up for new cards! Supports a family and allll the free resources, instead of the big ole’ banks 🙂🙏🙏
Which Chase elevated offer is right for you?
➡️ If you have been waiting to dive into points to start offsetting your vacations costs…>> go for the #1 beginner card Chase Sapphire Preferred® Card
What travel 100,000-200,00 Chase points actually gets you?!:
~4-8 nights at the Hyatt Regency Maui (LOVE) for $0 ➡️ Transfer to Hyatt
~2-4 Round trip flights to Europe ➡️ Transfer to Iberia or Air France or Virgin Atlantic
~6-13 $0 nights at Hyatt Houses or Places (rooms that hold 6 + free breakfast!!) ➡️ Transfer to Hyatt
~1-2 RT business class flights to Europe or Asia ➡️ Transfer to Air Canada
~3-6 nights at an all inclusive or condo-style property ➡️ Transfer to Wyndham
Cheers to having your everyday spending work smarter and HARDER for you, so you can get that next family vacation for $ instead of $$$$$.
Opinions expressed here are the author’s alone and have not been reviewed, approved, or endorsed by any bank, card issuer, airline, or hotel.
ADVERTISER DISCLOSURE:
Wayfaren is part of an affiliate sales network and receives compensation for sending traffic to partner sites such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. We appreciate it when you use our affiliate links as it supports our content at no cost to you!
EDITORIAL NOTE:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.