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Business owners, you are sitting on a straight up GOLD MINE of travel and most of you have no idea (!!)
(and noooo you don’t need some big, full-time business to get huge travel pay off here…wait until the end)
Business credit card welcome bonuses are the most lucrative “back door” way to explode your points stash!!
Why Are Business Cards Such a Gold Mine for Family Travel?
- → You’re spending the money anyway. Business expenses aren’t optional, they’re the cost of keeping things running!
- → Welcome offers on business cards are typically bigger than personal cards
- → Business cards don’t report to your personal credit long term!
(i.e. leveraging your business and it’s expenses can have HUGE travel pay off)
Stack a few welcome offers over a couple of years and you’re looking at tens of thousandsssss of dollars of family travel, for a fraction of the cost, on spending you HAD to do regardless.
👉 Occasionally grabbing a new welcome offer when your business has expenses coming up is one of the most POWERFUL levers you’ve have and really puts you in a unique position as a business owner!
OFFER EXTENDED
Earn 200,000 bonus points
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
→ This is the largest amount of points Chase has EVER offered for ONE welcome offer!
→ Although a high minimum spend and annual fee, if you have the expenses and can use all those credits the first year, this is a FANTASTIC, record breaking opportunity!
🚨 Holy travel!! Record breaking HIGH on this card too!!
As High As 200,000 points. Find Out Your Offer.
You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
→ I love that AMEX allows you to apply, see your personalized offer, and then decide whether to except- all BEFORE a credit pull!!
→ Instant digital card details!!
→ American Express business cards DON’T have family language (i.e. you can get them in ANY order and it doesn’t matter)
🚨 As high as 300,000 points????? Largest bonus on one single tier card EVER.
As High As 300,000 points. Find Out Your Offer.
You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
→ If you have some upcoming BIG expenses this offer is insane! (looking at YOU quarterly taxes)
→ I love that AMEX allows you to apply, see your personalized offer, and then decide whether to except- all BEFORE a credit pull!!
→ Instant digital card details!!
This is the standard offer but such a solid bonus for such a low annual fee!!
Earn 100,000 bonus miles
Earn a one-time welcome bonus of 100,000 miles once you spend $10,000 on purchases within the first 3 months from account opening.
→ Capital One miles transfer to 15+ airline and hotel partners, so this diversifies you OUT of a Chase-only stash
→ 2x miles on EVERY purchase- so an amazing “no brainer” card
→ Worth knowing, Capital One cannn be a stickler with approvals. If you have had a lot of recent inquiries I recommend freezing your Experian credit before applying!
but Abby…I don’t have a full-time business
Hear me out, because SO many more people qualify than think they do.
- Sell on Etsy, Poshmark, or eBay? That counts!
- Do any network marketing?! That counts!
- Do any freelance, contract, tutoring, photography, or consulting work? That counts!
- Rent out a room or a property? That counts!
You do NOT need a full-time LLC type of business to qualify for these cards!!
👉🏼 See if you’re eligible for business cards HERE…spoiler alert, you probably ARE and really should want to be!!
Your business is going to spend that money each month either way….the only question is whether it hands you a (nearly free!) vacation on the way out!!
(especiallyyyy all you fellow business-running moms trying to get a WHOLE CREW x4, x5, x6 somewhere beautiful without paying retail for it!!)
The business offers I’d be moving on right now:
💳 Sapphire Reserve for Business℠
💳 American Express® Business Gold Card
💳 The Business Platinum Card® from American Express
💳 Capital One Venture Business
Thank you SO much for going out of your way to use my links when you apply for a new card, it really does keep all the content and personalized support going!
Want the personal card offers too? All of this month’s best offers are HERE!
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.