Okayyy, I get this question ALL the time:

“Abby…don’t you eventually just RUN OUT of cards to sign up for?!”

NOPE. And today’s brand-new drop is exhibit A. 🎉

Capital One just rebranded the Spark Miles for Business into the BRAND NEW Capital One Venture Business!

A brand new card = a brand new points earning opportunity that literally did not exist yesterday (!!)

New cards come out ALL the time. It’s totally part of the secret to never “running out.” (more on that at the end though 👀)

The Offer (and it’s a BIG one!)

Up to 150,000 milesssss! This welcome bonus on the Capital One Venture Business is limited time and broken into two tiers:

➡️ 75,000 bonus miles after you spend $7,500 in the first 3 months
➡️ PLUS an additional 75,000 bonus miles after you spend $30,000 in the first 6 months
➡️ Total: up to 150,000 miles 🤯

That first tier ALONE is a MINIMUM of $750 in travel value (and waaay more if you transfer to partners). $7,500 of spend over 3 months is totally doable for most small business owners.

→ Annual fee: $95

→ Andddd this card does not count towards 5/24 like some other Capital One business cards!!

→ Best part?! You can check to see if you are pre-approved via my link HERE before a credit pull and accepting the offer!

→ NO family language on Capital One business cards so it does NOT matter the order you get any of them in!

Getting big travel redemptions out of your Capital One Miles

• Transfer your miles out to airline partners for 3-10x the value on business class flights
• Transfer your miles out to airline partners for loads of cheapppp domestic flights
• Transfer your miles out to iPrefer for boutique luxury stays for half the cost! (1:2 transfer ratio)
• Transfer your miles out to Wydham for some sweet spot all inclusives
• Use your miles to “reimburse yourself” for travel expenses – 150,000 miles = $1,500 in travel savings

→ Also note! Capital One allows you to combine your miles with ANYONE! So you can pool all your and your partner’s personal and business miles together for big travel pay off!

Would you pay $95 to get $1,500+ off your next vacation?!? Yeah…me too.

The Benefits Breakdown 💳

• Unlimited 2X miles on every single purchase, everywhere — no categories to track, no caps (AKA your perfect catch-all card for biz expenses)
• 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Business Travel
• Up to $220 in annual credits:
  • $50 Capital One Business Travel credit
  • $50 in advertising/software statement credits
  • Up to $120 for Global Entry or TSA PreCheck® every 4 years
• Free employee cards that ALSO earn 2X miles (pooling = winning)
• Transfer to 15+ airline and hotel partners ← this is where the real travel pay-off lives!

If you already know and love the Capital One Venture Rewards Credit Card or Capital One Venture X Rewards Credit Card on the personal side, this is the business sibling you’ve been waiting for.

Same ecosystem. Same transfer partners. Fresh bucket of miles.

“but Abby…I don’t have a full-time business” 🙋🏽‍♀️

Listennnnn- You probably qualify for business cards and don’t even realize it. If you sell on Etsy, do some MLM work, do photography on the side, resell on Poshmark, freelance, dog-sit, tutor, or run a blog — you are a sole proprietor. That COUNTS you as eligible for business cards

…including this brand new Capital One Venture Business!

So many of you are sitting on a GOLDMINE of points-earning opportunity by ignoring the business card side of the roadmap. This is your sign. 👀

📌 I walk through the entire sole proprietor application process step-by-step right here → Why Business Credit Cards Are the Secret Sauce to Nearly Free Travel

Capital One Rules (Important!)

Capital One cannn be a stickler with approvals, so save these before you apply:

1. They pull all 3 credit bureaus. This is good because it means you can have one frozen and still get approved!
2. Too many recent applications = potential-denial. Consider the timing of your application if you have recently opened multiple cards with other issuers, as Capital One is sensitive to new credit inquiries!
3. 1 in 6 rule: Capital One will only approve you for a new card once every 6 months – space your applications accordingly.

Ready to snag it? 🏃🏽‍♀️‍➡️

👉 Learn how to Apply for the Capital One Venture Business HERE

Quick transparency: that’s my affiliate link! — using my links when you apply for new cards helps support a FAMILY instead of the big banks and allows me to continue all the personalize help! Thank you, thank you 🙂

So…are you really going to “run out” of cards? 💭

Nope. Promiseee.

• New cards always coming out (evidence A)
• Some cards you can earn the bonus on again after 24-48 months
• We’ve been doing this since 2018 and STILL feel like we haven’t even scratched the surface!
• Loads of ways to earn points outside of new welcome bonuses

Yes, this industry is in CONSTANT change — it can feel like a lot. But a consistency?!

New cards, new bonuses, new points, new opportunities that did not exist the day before!

Today’s Capital One Venture Business is the perfect example. That’s why this is worth your time…for YEARS to come, not just right now!

If the math maths for YOU (you can hit that first $7,500 while still spending responsibly!), this is a srsly exciting launch!

Go snag those miles, mamas. Your next bucket list trip is closer than you think. ✈️

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