Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.
Wayfaren is part of an affiliate sales network and receives compensation for sending traffic to partner sites such as Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. We appreciate it when you use our affiliate links as it supports our content at no cost to you!
🚨 Limited time offers on the refreshed IHG cards (anddd a brand new, never existed before, premium IHG card with up to 200,000 bonus points!! 🤯)
TLDR: Higher annual fees, but more credits, more points, and higher point annual free night certificates!
So let’s break down what’s new, who each card is actually for, and which one I’d snag first.
Heads up: some links in this post are my affiliate links. They don’t cost you a thing, and when you use them you’re supporting a family instead of those big ole’ banks!! THANK YOU 🙏
IHG One Rewards is the hotel loyalty program behind InterContinental, Kimpton, Hotel Indigo, Crowne Plaza, EVEN Hotels and Holiday Inn (aka the hotel at basically every road-trip exit our family has ever stopped at 😂).
⮕ Let’sssss do some vacation shopping, no!?
Can’t recommend the Kimpton Seafire enough…snag one of the 200k cards below and you could get 4 nights (nearly free here!) 😍

My assistant recommends this super easy, family friendly beachfront stay on the Gulf Coast of Florida 🌊

Other IHG vacation property ideas with these offers!
My FAVORITE feature of the IHG cards!
Annual fee: $150
Annual fee: NONE 🙌
No annual fee AND 125,000 points? All for spending $2,000 in 3 months. A realllyyyyy solid deal for a free card.
The trade-off: no Anniversary Free Night and no 4th-night-free perk. Those two benefits are a big part of why IHG points go further on the Premier. So if you stay at IHG even once a year, the Premier usually comes out ahead after the $150 fee.
Annual fee: $200
190,000 points can go FAR 🤯 And this one has a brand-new airline credit that basically eats half the annual fee.
“But I don’t have a business!” You might have more of one than you think. Side hustles, freelancing, reselling, a small Etsy shop. Many people apply as a sole proprietor using their name and SSN. (Always be honest on your application, friends.)
⮕ See if you’re eligible HERE!
Annual fee: $350
This is the brand-new top-tier IHG card, and it has the biggest bonus of all four 🤯 The fee is the highest too, so let’s look at the math
Why I like it: If you have a stay in mind (like the popular Kimpton Seafire or Grand Roatan!) this card could get you 4 (almost free) nights there.
| IHG One Rewards | IHG One Rewards Premier | IHG One Rewards Business | IHG One Rewards Premier Select | |
|---|---|---|---|---|
| Annual fee | No annual fee | $150 | $200 | $350 |
| Launch offer | 125,000 points | 180,000 points | 190,000 points | 200,000 points |
| Spend in first 3 months | $2,000 | $3,000 | $5,000 | $5,000 |
| Earning at IHG | Up to 17X | Up to 24X | Up to 26X | Up to 28X |
| Bonus categories | 3X dining, grocery, gas | 5X flights, car rentals, gas, grocery, restaurants | 5X flights, car rentals, advertising, gas, restaurants | 6X dining and all other travel, including rideshare |
| Everything else | 2X | 3X | 3X | 3X |
| Anniversary Free Night | No | Yes | Yes | Yes |
| 4th night free on awards | No | Yes | Yes | Yes |
| Food & Beverage Rewards | No | Up to $100/yr | Up to $100/yr | Up to $300/yr |
| Airline credit | No | No | $100/yr (with $250 airline spend) | No |
| Elite status | Silver + 5 night credits | Gold + 15 night credits | Platinum + 15 night credits | Platinum + 20 night credits, plus 2 per $5,000 spent |
| First-year value | — | Over $700 | Over $750 | Over $1,000 |
These are limited time launch offers, so do some vacation shopping and then snag one of the bonuses while they are higher than normal! 🏃🏽♀️➡️
💳 The New IHG One Rewards Premier Credit Card
💳 The New IHG One Rewards Credit Card
ADVERTISER DISCLOSURE:
Wayfaren is part of an affiliate sales network and receives compensation for sending traffic to partner sites such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. We appreciate it when you use our affiliate links as it supports our content at no cost to you!
EDITORIAL NOTE:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.