TBH I don’t bring you every shiny points thing that lands in my inbox (and believe me, there are a LOT of them).

So much of what’s floating around out there is some convoluted, fourteen-step hoop you have to jump through just to save eleven dollars.

And honestly? Your time and your brain space are worth so much more than that.

So when I actually sit down and write something up for you, it’s because it’s genuinely worth your while – let’s dive in! 🙌

What even is Paze?

If you haven’t heard of Paze yet, it’s basically a free online checkout wallet built by the banks themselves.

…think about it like PayPal.

You link your cards one time, and from then on you just tap “Paze” when you check out at certain stores.

That’s truly the whole thing. No new account to babysit, no annual fee, and nothing you’ll have to remember to cancel down the road!

The offer, in plain terms

Here’s the deal: for a limited time, Chase is letting you earn an extra 10x points when you pay with Paze at participating stores.

And that bonus stacks right on top of whatever your card already earns. 🤯

The quick rundown:

• +10x points per dollar, on top of your card’s normal earning
• Up to $1,500 in purchases each month counts (so up to 15,000 bonus points monthly)
• Runs now through December 31, 2026
• Bonus points post within about 8 weeks
• Primary cardholder only (authorized users aren’t eligible on this one)

And odds are you already have a card that qualifies sitting in your wallet right now:

• Chase Sapphire Preferred® Card (#1 card I recommend starting with)
• Chase Sapphire Reserve® (#1 premium card to have in your wallet!)
• Chase Freedom Unlimited®
• Chase Freedom Flex®
• Chase Freedom®

No application or credit pull, no new welcome bonus to earn first, no waiting around. You just connect your card with your Paze wallet and thats it! 💳

Real talk: it’s not everywhere yet

I’m never going to oversell something to you: Paze is new enough that the list of participating stores is still pretty dnag small (around 25 right now, though it’s growing).

But a few of them are genuinely useful for us Moms!

These are the ones I’d actually bother with:

• ShopRite grocery pickup (if you have one near you this is huge!)
• United cash flights (if you’re booking that fare regardless)
• Dunkin Donuts (load gift cards into your app via a Paze wallet check out)
• Sephora (say no more)
• Domino’s (Pizza every weekend?!)
• Wendy’s, StubHub, and a handful of others

Spend $10, get $10 back Promo

Separate from the 10x points- there is ALSO another promo going on with Paze through September 10th!

Each time you spend $10 or more using Paze^® in a single transaction at a participating merchant, you’ll receive a $10 statement credit. You can earn this credit up to 10 times, for up to $100 back per card in your Paze wallet.

I normally don’t have the mental space for all these nickle and dimey kind of savings TBH, but this one can add up SO >>>

• Link your eligible cards to your Paze wallet (this one you can actually connect Capital One and Citi cards too!)
• Check out with a ~$10ish purchase using Paze at eligible stores
  • I will only be doing this for mini samples at Sephora (free shipping for all loyalty members on ANY purchase) and maybe a few Dunkin gftcards!
• Get a statement credit on your card for $10 (this may take up to two billing cycles they are saying)
• That’s it! Hundreds in free product or food if you do this across multiple cards

Now if you don’t have the time or mental space for this – I GET IT.

But, I definitely will be stocking up on some mini Tarte concealers and mascaras, as well as the stocking stuffers for the girls!…and then calling it a day 🙂

What those points can actually turn into

This is the part I love.

If you max out that $1,500 each month (tough to do hah but you do you!!), you’re earning up to 15,000 bonus points monthly for as long as the promo runs.

That adds up to as much as 120,000 bonus Chase points before it wraps in December.

120,000 Chase points could cover a round of flights for the whole family, or stretch into several nights at a Hyatt you’d otherwise be paying hundreds a night for.

That’s a meaningful chunk of an actual trip, earned on spending you were doing anyway!

Set it up in 3 simple steps

I made you a little cheat sheet so this takes all of two minutes:

1. Open the Chase app. Tap your eligible card, then head to “More” and “Manage Digital Wallets.”
2. Choose your cards to link. Select Paze and link any Sapphire or Freedom card you’ve got (you can link more than one if you want).
3. Activate Paze. Run through the quick security verification, and you’re all set.

After that, anytime you’re checking out at a participating store, you just pick Paze and choose your linked card.

Done and done. ✨

Don’t have a Sapphire card yet? Start here!

If you’ve been on the fence about getting into points and you don’t have a Chase card yet, these two are exactly where I’d point you first!

They’re the top personal travel rewards cards I’d want in my own wallet.

And either one gets you into this Paze promo plus a welcome bonus that’s worth far more than the 10x on its own.

The Chase Sapphire Preferred® Card is hands-down where I tell almost every beginner to start.

The Chase Sapphire Reserve® is the step-up if you want the bigger travel credits and the fancier perks (I broke down how to stack its hotel credit into a nearly free luxury stay right here).

Not sure which one actually fits your life? I walk you through it with five quick questions here.

All links on my site are affiliate links and using them genuinely helps support our family instead of those big ole’ banks – as well as keeps free guides like this possible. THANK YOU 🙏

---

Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post.